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顾敏率队微众银行狂挖老东家平安员工

来源: 南方日报网络版     时间: 2019年05月24日 10:12:41
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(相)(比)(,前)(海)(微)(众)(银)(行)(显)(得)(格)(外)(低)(调)(,即)(使)(是)(人)(员)(招)(聘)(,也)(与)(马)(化)(腾)(低)(调)(的)(性)(格)(相)(似)(,没)(有)(对)(外)(透)(露)(。
  理)(财)(周)(报)(记)(者)(获)(悉)(,前)(海)(微)(众)(银)(行)(正)(在)(挖)(角)(平)(安)(银)(行)("新)(一)(贷)("团)(队)(,包)(括)(信)(贷)(经)(理)(与)(后)(台)(IT人)(员)(。
  结)(合)(之)(前)(被)(爆)(出)(的)(三)(位)(高)(管)(个)(人)(经)(历)(,微)(众)(银)(行)(未)(来)(战)(略)(方)(向)(已)(经)(可)(以)(确)(定)(为)(主)(打)(消)(费)(金)(融)(。
  微)(众)(挖)(角)(平)(安)(新)(一)(贷)(
  在)(微)(众)(银)(行)(获)(批)(筹)(建)(最)(初)(期)(,理)(财)(周)(报)(记)(者)(就)(对)(银)(行)(进)(行)(过)(相)(关)(报)(道)(,彼)(时)(前)(海)(微)(众)(银)(行)(由)(于)(银)(监)(会)(批)(准)(速)(度)(出)(乎)(自)(身)(预)(料)(,组)(织)(、人)(员)(架)(构)(尚)(未)(建)(立)(,具)(体)(业)(务)(模)(式)(也)(没)(有)(成)(形)(。
  依)(照)(马)(化)(腾)(向)(来)(低)(调)(的)(性)(格)(,无)(论)(是)(腾)(讯)(还)(是)(银)(行)(本)(身)(,在)(信)(息)(披)(露)(方)(面)(都)(惜)(字)(如)(金)(,异)(常)(低)(调)(,银)(行)(也)(并)(没)(有)(开)(始)(公)(开)(招)(聘)(,但)(微)(众)(银)(行)(的)(一)(些)(动)(作)(依)(然)(瞒)(不)(过)(金)(融)(圈)(人)(士)(。
  8月)(10日)(,理)(财)(周)(报)(记)(者)(从)(平)(安)(银)(行)(某)(信)(贷)(经)(理)(口)(中)(得)(知)(,微)(众)(银)(行)(正)(在)(大)(量)(挖)(角)(平)(安)(银)(行)(零)(售)(事)(业)(部)(消)(费)(金)(融)(中)(心)("新)(一)(贷)("工)(作)(人)(员)(,包)(括)(信)(贷)(经)(理)(和)(运)(营)(与)(科)(技)(中)(心)(的)(后)(台)(IT人)(员)(。
  "微)(众)(银)(行)(最)(近)(从)(平)(安)(挖)(走)(了)(好)(几)(个)(新)(一)(贷)(做)(得)(好)(的)(信)(贷)(经)(理)(,后)(台)(的)(IT开)(发)(、维)(护)(岗)(也)(走)(了)(几)(个)(,据)(说)(薪)(酬)(大)(涨)(。"该)(信)(贷)(经)(理)(透)(露)(。
  从)(理)(财)(周)(报)(记)(者)(获)(得)(的)(内)(部)(培)(训)(材)(料)(得)(知)(,新)(一)(贷)(是)(平)(安)(银)(行)(向)(拥)(有)(稳)(定)(连)(续)(性)(工)(资)(人)(士)(发)(放)(的)(,以)(每)(月)(工)(资)(收)(入)(作)(为)(贷)(款)(金)(额)(判)(断)(依)(据)(,用)(于)(个)(人)(消)(费)(的)(无)(担)(保)(贷)(款)(。
  新)(一)(贷)(依)(据)(贷)(款)(人)(收)(入)(批)(准)(贷)(款)(额)(度)(,一)(般)(在)(2万)(-50万)(,贷)(款)(期)(限)(最)(长)(36个)(月)(,最)(短)(12个)(月)(,要)(求)(按)(月)(还)(本)(付)(息)(,目)(前)(有)(房)(供)(贷)(、车)(供)(贷)(、公)(积)(金)(贷)(、工)(资)(贷)(、保)(单)(贷)(、生)(意)(贷)(、小)(微)(贷)(等)(产)(品)(。
  平)(安)(银)(行)(2013年)(年)(报)(显)(示)(,去)(年)(新)(一)(贷)(与)(小)(微)(、汽)(车)(金)(融)(业)(务)(一)(起)(贡)(献)(了)(全)(行)(贷)(款)(增)(量)(的)(59%。据)(一)(季)(报)(数)(据)(,"新)(一)(贷)("贷)(款)(余)(额)(268亿)(元)(,较)(年)(初)(增)(幅)(11%。
  "汽)(车)(金)(融)(和)(以)(新)(一)(贷)(为)(代)(表)(的)(消)(费)(金)(融)(对)(银)(行)(利)(润)(贡)(献)(不)(小)(,而)(且)(这)(两)(项)(业)(务)(的)(提)(成)(也)(不)(错)(,所)(以)(有)(信)(贷)(业)(务)(资)(格)(的)(员)(工)(参)(与)(积)(极)(性)(很)(高)(。"
  理)(财)(周)(报)(记)(者)(还)(从)(其)(他)(渠)(道)(了)(解)(到)(,微)(众)(银)(行)(与)(招)(商)(银)(行)(金)(融)(事)(业)(部)(的)(人)(员)(也)(有)(过)(接)(触)(。
  高)(管)(团)(队)(开)(始)(成)(形)(
  在)(微)(众)(银)(行)(筹)(建)(初)(期)(,理)(财)(周)(报)((微)(信)(公)(众)(号)(:money-week)记)(者)(就)(对)(银)(行)(进)(行)(过)(相)(关)(报)(道)((详)(见)(2014年)(8月)(4日)(第)(28、29版)(),有)(知)(情)(人)(士)(确)(认)(了)(前)(中)(国)(平)(安)(集)(团)(执)(行)(董)(事)(兼)(副)(总)(经)(理)(顾)(敏)(受)(腾)(讯)(招)(募)(将)(出)(任)(深)(圳)(前)(海)(微)(众)(银)(行)(董)(事)(长)(一)(职)(,但)(也)(表)(示)(,现)(在)(顾)(董)(事)(长)(还)(没)(有)(到)(位)(。
  资)(料)(显)(示)(,顾)(敏)(于)(2000年)(前)(后)(从)(麦)(肯)(锡)(加)(盟)(平)(安)(集)(团)(,在)(平)(安)(集)(团)(任)(职)(的)(14年)(里)(,长)(期)(负)(责)(平)(安)(集)(团)(互)(联)(网)(金)(融)(业)(务)(,还)(曾)(负)(责)(平)(安)(后)(台)(运)(营)(及)(创)(新)(业)(务)(。
  在)(离)(开)(中)(国)(平)(安)(前)(的)(最)(后)(一)(次)(媒)(体)(采)(访)(中)(,顾)(敏)(分)(享)(了)(他)(对)(互)(联)(网)(与)(传)(统)(金)(融)(的)(判)(断)(,他)(认)(为)(未)(来)(互)(联)(网)(与)(金)(融)(的)(界)(限)(一)(定)(会)(越)(来)(越)(模)(糊)(。
  高)(管)(团)(队)(中)(第)(二)(个)(确)(定)(的)(是)(微)(众)(银)(行)(副)(行)(长)(一)(职)(,据)(悉)(,该)(职)(位)(将)(由)(前)(深)(圳)(银)(监)(局)(官)(员)(秦)(辉)(担)(任)(。
  据)(了)(解)(,秦)(辉)(从)(银)(行)(基)(层)(开)(始)(,历)(任)(农)(行)(二)(级)(、一)(级)(支)(行)(行)(长)(,也)(曾)(在)(农)(行)(分)(行)(、总)(行)(工)(作)(多)(年)(。随)(后)(,他)(进)(入)(监)(管)(部)(门)(,调)(任)(央)(行)(银)(管)(司)(。
  在)(银)(监)(会)(与)(央)(行)("分)(家)("后)(,秦)(辉)(前)(往)(银)(监)(会)(任)(职)(多)(年)(,曾)(先)(后)(担)(任)(深)(圳)(银)(监)(局)(非)(银)(机)(构)(处)(处)(长)(、股)(份)(制)(银)(行)(处)(处)(长)(、政)(策)(法)(规)(处)((业)(务)(创)(新)(建)(管)(处)()处)(长)(,监)(管)(履)(历)(十)(分)(丰)(富)(。
  秦)(辉)(从)(最)(初)(便)(开)(始)(参)(与)(腾)(讯)(民)(营)(银)(行)(的)(申)(请)(、方)(案)(制)(定)(事)(宜)(,并)(在)(两)(个)(月)(前)(已)(前)(往)(腾)(讯)(任)(职)(并)(开)(始)(参)(与)(前)(海)(微)(众)(银)(行)(筹)(备)(工)(作)(。
  此)(外)(,知)(情)(人)(士)(透)(露)(,前)(平)(安)(集)(团)(陆)(金)(所)(副)(总)(经)(理)(黄)(黎)(明)(也)(已)(加)(入)(微)(众)(银)(行)(,目)(前)(担)(任)(筹)(备)(组)(组)(长)(。
  黄)(黎)(明)(于)(2001年)(加)(入)(中)(国)(平)(安)(,曾)(担)(任)(产)(险)(网)(销)(中)(心)(总)(经)(理)(,离)(职)(前)(担)(任)(平)(安)(陆)(金)(所)(副)(总)(,在)(网)(络)(推)(广)(及)(营)(销)(方)(面)(具)(有)(丰)(富)(经)(验)(,善)(于)(创)(新)(及)(开)(拓)(。
  但)(有)(陆)(金)(所)(内)(部)(人)(员)(透)(露)(,事)(实)(上)(,腾)(讯)(在)(今)(年)(的)(四)(五)(月)(份)(就)(从)(陆)(金)(所)(挖)(去)(黄)(黎)(明)(当)(腾)(讯)(民)(营)(银)(行)(业)(务)(负)(责)(人)(,腾)(讯)(占)(股)(微)(众)(银)(行)(30%股)(份)(,此)(次)(担)(任)(银)(行)(筹)(备)(组)(组)(长)(也)(合)(情)(合)(理)(。
  对)(比)(三)(人)(经)(历)(,都)(有)(着)(丰)(富)(的)(金)(融)(业)(务)(创)(新)(经)(验)(,尤)(其)(是)(消)(费)(金)(融)(方)(面)(的)(经)(验)(。更)(有)(意)(思)(的)(是)(顾)(敏)(、黄)(黎)(明)(均)(为)(平)(安)(旧)(将)(,此)(次)(再)(挖)(平)(安)(新)(一)(贷)(人)(员)(,微)(众)(银)(行)(对)(消)(费)(金)(融)(人)(才)(需)(求)(明)(显)(。
  有)(银)(行)(业)(分)(析)(师)(猜)(测)(,新)(一)(贷)(模)(式)(可)(能)(会)(成)(为)(微)(众)(银)(行)("个)(存)(个)(贷)("中)(的)(重)(要)(一)(环)(。
  目)(前)(,微)(众)(银)(行)(的)(高)(管)(团)(队)(已)(经)(开)(始)(投)(入)(银)(行)(筹)(建)(工)(作)(中)(,只)(是)(还)(需)(要)(走)(监)(管)(部)(门)(资)(格)(审)(查)(流)(程)(等)(才)(能)(最)(终)(确)(定)(任)(职)(。
  结)(合)(互)(联)(网)(做)(消)(费)(金)(融)(
  种)(种)(迹)(象)(表)(明)(,微)(众)(银)(行)(未)(来)(战)(略)(方)(向)(已)(经)(可)(以)(确)(定)(为)(主)(打)(消)(费)(金)(融)(。腾)(讯)(也)(表)(示)(,将)(通)(过)(互)(联)(网)(重)(点)(服)(务)(个)(人)(消)(费)(者)(和)(小)(微)(企)(业)(。
  互)(联)(网)(金)(融)(对)(微)(众)(银)(行)(来)(说)(,一)(则)(可)(以)(通)(过)(互)(联)(网)(平)(台)(、技)(术)(,降)(低)(经)(营)(成)(本)(;二)(则)(可)(以)(利)(用)(互)(联)(网)(相)(关)(技)(术)(,如)(大)(数)(据)(,在)(开)(发)(小)(微)(市)(场)(的)(同)(时)(降)(低)(银)(行)(信)(贷)(风)(险)(,解)(决)(交)(易)(双)(方)(信)(息)(不)(对)(称)(问)(题)(;同)(时)(,互)(联)(网)(金)(融)(的)(发)(展)(还)(为)(微)(众)(银)(行)(突)(破)(地)(域)(限)(制)(打)(开)(了)(通)(道)(。
  作)(为)(一)(个)(用)(户)(数)(亿)(的)(互)(联)(网)(公)(司)(,腾)(讯)(在)(互)(联)(网)(技)(术)(与)(实)(践)(方)(面)(,都)(有)(着)(相)(当)(丰)(富)(的)(经)(验)(,非)(常)(有)(利)(于)(微)(众)(银)(行)(互)(联)(网)(思)(维)(的)(成)(形)(。
  而)(这)(一)(切)(的)(关)(键)(在)(于)(,能)(够)(建)(立)(互)(联)(网)(上)(的)(信)(用)(体)(系)(。就)(像)(微)(众)(银)(行)(筹)(备)(组)(组)(长)(黄)(黎)(明)(此)(前)(所)(说)(,"传)(统)(银)(行)(和)(互)(联)(网)(银)(行)(竞)(争)(的)(输)(赢)(一)(是)(要)(看)(谁)(的)(信)(用)(体)(系)(做)(得)(好)(,二)(是)(看)(谁)(的)(成)(本)(低)(。就)(是)(运)(营)(成)(本)(加)(信)(用)(体)(系)("。
  去)(年)(5月)(,腾)(讯)(曾)(与)(平)(安)(银)(行)(达)(成)(合)(作)(协)(议)(,由)(平)(安)(银)(行)(给)(与)(符)(合)(条)(件)(的)(腾)(讯)(电)(商)(客)(户)(用)(于)(个)(人)(经)(营)(、消)(费)(的)(无)(担)(保)(贷)(款)(,但)(协)(议)(在)(支)(行)(层)(面)(难)(以)(执)(行)(。
  而)(后)(,腾)(讯)(甩)(开)(银)(行)(单)(飞)(,成)(立)(财)(付)(通)(小)(贷)(,主)(要)(为)(腾)(讯)(旗)(下)(电)(商)(平)(台)(客)(户)(提)(供)(小)(额)(经)(营)(信)(用)(贷)(款)(,试)(水)(消)(费)(金)(融)(。
  今)(年)(3月)(,财)(付)(通)(与)(中)(银)(消)(费)(金)(融)(共)(同)(研)(发)(的)(线)(上)(信)(用)(支)(付)(产)(品)(正)(式)(上)(线)(公)(测)(,为)(网)(购)(客)(户)(提)(供)(消)(费)(贷)(款)(分)(期)(服)(务)(。
  腾)(讯)(在)(消)(费)(金)(融)(领)(域)(的)(数)(次)(动)(作)(,已)(经)(积)(累)(了)(不)(错)(的)(经)(验)(,结)(合)(新)(一)(贷)(团)(队)(在)(消)(费)(金)(融)(领)(域)(营)(销)(、技)(术)(方)(面)(的)(优)(势)(,微)(众)(银)(行)(的)(消)(费)(金)(融)(路)(线)(看)(上)(去)(一)(路)(平)(坦)(。
  但)(实)(际)(上)(并)(非)(如)(此)(,在)(银)(监)(会)(明)(确)(允)(许)(合)(格)(的)(香)(港)(和)(澳)(门)(金)(融)(机)(构)(可)(在)(深)(圳)(试)(点)(设)(立)(消)(费)(金)(融)(公)(司)(后)(,深)(圳)(市)(金)(融)(办)(正)(配)(合)(深)(圳)(银)(监)(局)(抓)(紧)(推)(动)(永)(隆)(银)(行)(、中)(国)(联)(通)(发)(起)(设)(立)(消)(费)(金)(融)(公)(司)(。
  这)(意)(味)(着)(,在)(不)(久)(的)(将)(来)(,深)(圳)(市)(民)(的)(个)(人)(消)(费)(贷)(款)(将)(会)(有)(传)(统)(银)(行)(、民)(营)(银)(行)(、消)(费)(金)(融)(公)(司)(等)(多)(个)(选)(择)(,微)(众)(银)(行)(竞)(争)(压)(力)(不)(小)(。点)(击)(进)(入)(【股)(友)(会)(】参)(与)(讨)(论)(
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